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Now welcoming Canadian Dental Care Plan (CDCP) patientsNow welcoming CDCP patients

New patients welcome. We direct bill your insurance at both clinicsNew patients welcome. We direct bill insurance

A smiling patient at Green Apple Dental in Surrey

Canadian Dental Care Plan Dentist in Surrey

Green Apple Dental welcomes Canadian Dental Care Plan (CDCP) patients at both our Fleetwood and Newton clinics. We bill the plan directly through Sun Life, explain any co-payment in writing before treatment starts, and help you understand exactly what your coverage includes.

CDCP provider at both clinicsWe bill Sun Life directlySame-day appointments for urgent care
About the plan

What the Canadian Dental Care Plan Is

The Canadian Dental Care Plan is a federal program, administered by Sun Life, that helps eligible residents who do not have dental insurance pay for oral health care. It started in 2024 and is now open to eligible residents of all ages.

The plan pays dentists directly according to its own fee schedule. Depending on your family income, it may cover the full CDCP fee for a service or a percentage of it, with the remainder paid by you as a co-payment. Some services also need approval from Sun Life before they can go ahead.

Green Apple Dental is a participating provider at both Surrey clinics. We check your coverage, bill the plan on your behalf and tell you about any amount you would pay before we begin, so there are no surprises at the front desk.

The process

How to Use Your CDCP Coverage at Green Apple Dental

Four steps from application to your first appointment.

Check eligibility and apply

Apply online at canada.ca or by phone with Service Canada at 1-833-537-4342. You will need your Social Insurance Number and your most recent tax information. Applications are assessed by the Government of Canada, not by the dental office.

Receive your Sun Life welcome package

Once approved, Sun Life mails you a welcome package with your member card, your coverage start date and the percentage of the CDCP fee the plan will pay for you. Keep the card; we need it at your first visit.

Book with us

Call Fleetwood or Newton, or book online, and let us know you are a CDCP member. Bring your Sun Life card and photo ID. We confirm your coverage with Sun Life before your appointment.

Your visit

After your exam we explain what is recommended, what the plan covers and any co-payment, in writing, before treatment begins. We bill Sun Life directly and request pre-approval for any service that needs it.

Coverage

What the Plan Helps Pay For

The CDCP covers a broad range of dental services. Limits, frequencies and pre-approval rules are set by the plan and can change, so we confirm what applies to you before treatment.

Preventive and diagnostic

Exams, cleanings, digital X-rays, fluoride and sealants, the routine care that keeps small problems from becoming big ones.

Basic and restorative

Fillings, root canal treatment and extractions to repair damaged or infected teeth and relieve pain.

Major and prosthodontic

Crowns, dentures and other major restorations. Many of these need pre-approval from Sun Life, which we request for you.

Gum care and oral surgery

Deep cleanings and gum treatment, surgical extractions and other oral surgery services within the plan's rules.

Co-Payments and What You Will Pay

How much the plan pays depends on your adjusted family net income. Sun Life tells you your percentage in your welcome package, and we apply it to every service.

Under $70,000100% covered

No co-payment on the CDCP fee for covered services.

$70,000 to $79,99960% covered

You pay a 40% co-payment of the CDCP fee.

$80,000 to $89,99940% covered

You pay a 60% co-payment of the CDCP fee.

The CDCP pays according to its own fee schedule, which is not the same as the British Columbia fee guide that we normally charge. If a service costs more than the plan's fee for it, there may be an additional amount to pay. We always tell you the exact figure in writing before treatment, and you decide how to proceed.

What the plan does not cover

Cosmetic treatments such as teeth whitening, veneers and most orthodontics are not covered by the CDCP. If you are interested in those services we will quote them separately, and payment plans are available.

If you have other coverage

The CDCP is for people who do not have access to private dental insurance, so it cannot be combined with an employer or private plan. It can work alongside provincial programs such as BC's Healthy Kids program, and our team will coordinate the billing for you.

Good to know

CDCP Questions

Are you accepting new CDCP patients?
Yes. Both our Fleetwood and Newton clinics welcome Canadian Dental Care Plan patients of all ages, including families and emergency visits.
Do I pay anything at my visit?
If your income tier has a co-payment, you pay that share at the visit. If a service costs more than the plan's fee, there may also be a balance. We show you both amounts in writing before treatment, and we bill Sun Life directly for the plan's portion.
What should I bring to my first appointment?
Your Sun Life CDCP member card, photo ID and a list of any medications. If you have had X-rays elsewhere in the last year, let us know and we can request them.
Does the plan cover emergency visits?
Yes. Exams, X-rays, fillings, extractions and root canal treatment for urgent problems are covered services, subject to the plan's rules. We reserve same-day appointments for dental emergencies at both clinics.
Can I choose either clinic?
Yes. Fleetwood and Newton are both CDCP providers and share one patient record, so you can visit whichever location is more convenient.
Where do I apply or ask about my eligibility?
Applications and eligibility questions go to the Government of Canada: online at canada.ca or by phone with Service Canada at 1-833-537-4342. Our team is happy to help you understand your welcome package once you have it.

Welcoming CDCP Patients in Surrey

Book at our Fleetwood or Newton clinic. Tell us you are a CDCP member and we will take care of the paperwork.

New patients welcome

Request an Appointment

Give us a call or fill out the form and our team will get back to you shortly.