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We welcome Canadian Dental Care Plan patients at both our Fleetwood and Newton clinics. We bill the plan directly, explain any costs before treatment, and give you the same honest, compassionate care as every patient, in English or Punjabi at both clinics, or Polish or Serbian at Fleetwood.
If all four are true for you, you’re likely eligible. Eligibility is confirmed by the Government of Canada, not by your dentist, so apply or check your status online.
Check eligibility at canada.ca/dentalNot through an employer, pension, your spouse’s plan or a plan you bought, even if you choose not to use it.
Based on your adjusted family net income.
With a valid Social Insurance Number.
Your spouse or partner too, if you have one. Your co-payment level is based on it.
CDCP coverage is renewed each benefit year, usually in the spring. File your taxes on time and renew, because care received during a gap in coverage isn’t covered or reimbursed later. Confirm your coverage is active before each visit.
Exams, X-rays, cleanings, fluoride and sealants.
Fillings and treatment for cavities.
Root canal treatment and gum (periodontal) care.
Extractions, plus complete or partial dentures (we refer dentures to a trusted local denturist).
Treatments such as crowns, partial dentures and deeper sedation need approval from the plan first. We submit the request, and let you know the answer before booking.
Cosmetic treatments such as whitening and veneers, and orthodontics such as Invisalign, aren’t covered. We’ll always tell you what is and isn’t covered, and you can still choose any treatment and pay for it directly.
Tell us you have CDCP when you book, and bring your member ID letter with your coverage start date.
Every option laid out, with what CDCP covers and any co-payment explained first.
No claim forms for you. You only pay your share, if any.
Whether you’re covered by CDCP, private insurance or paying yourself, you receive the same care, the same technology and the same team, without judgment, and at your own pace.
Dr. Pavandeep Kooner, FounderCDCP information summarized from the Government of Canada, current as of September 2026. Visit canada.ca/dental for official details.
The Canadian Dental Care Plan is a federal program, administered by Sun Life, that helps eligible residents who do not have dental insurance pay for oral health care. It started in 2024 and is now open to eligible residents of all ages.
The plan pays dentists directly according to its own fee schedule. Depending on your family income, it may cover the full CDCP fee for a service or a percentage of it, with the remainder paid by you as a co-payment. Some services also need approval from Sun Life before they can go ahead.
Green Apple Dental is a participating provider at both Surrey clinics. We check your coverage, bill the plan on your behalf and tell you about any amount you would pay before we begin, so there are no surprises at the front desk.
Four steps from application to your first appointment.
Apply online at canada.ca or by phone with Service Canada at 1-833-537-4342. You will need your Social Insurance Number and your most recent tax information. Applications are assessed by the Government of Canada, not by the dental office.
Once approved, Sun Life mails you a welcome package with your member card, your coverage start date and the percentage of the CDCP fee the plan will pay for you. Keep the card; we need it at your first visit.
Call Fleetwood or Newton, or book online, and let us know you are a CDCP member. Bring your Sun Life card and photo ID. We confirm your coverage with Sun Life before your appointment.
After your exam we explain what is recommended, what the plan covers and any co-payment, in writing, before treatment begins. We bill Sun Life directly and request pre-approval for any service that needs it.
The CDCP covers a broad range of dental services. Limits, frequencies and pre-approval rules are set by the plan and can change, so we confirm what applies to you before treatment.
Exams, cleanings, digital X-rays, fluoride and sealants, the routine care that keeps small problems from becoming big ones.
Fillings, root canal treatment and extractions to repair damaged or infected teeth and relieve pain.
Crowns, dentures and other major restorations. Many of these need pre-approval from Sun Life, which we request for you.
Deep cleanings and gum treatment, surgical extractions and other oral surgery services within the plan's rules.
How much the plan pays depends on your adjusted family net income. Sun Life tells you your percentage in your welcome package, and we apply it to every service.
100% covered
No co-payment on the CDCP fee for covered services.
60% covered
You pay a 40% co-payment of the CDCP fee.
40% covered
You pay a 60% co-payment of the CDCP fee.
The CDCP pays according to its own fee schedule, which is not the same as the British Columbia fee guide that we normally charge. If a service costs more than the plan's fee for it, there may be an additional amount to pay. We always tell you the exact figure in writing before treatment, and you decide how to proceed.
Cosmetic treatments such as teeth whitening, veneers and most orthodontics are not covered by the CDCP. If you are interested in those services we will quote them separately, and payment plans are available.
The CDCP is for people who do not have access to private dental insurance, so it cannot be combined with an employer or private plan. It can work alongside provincial programs such as BC's Healthy Kids program, and our team will coordinate the billing for you.
Have your member ID ready. We’ll take care of the rest.
Give us a call or fill out the form and our team will get back to you shortly.
