We bill most dental plans directly, so you pay less upfront and skip the claim forms. You’ll always get a written estimate before treatment, and we welcome Canadian Dental Care Plan patients at both clinics.

Our fees follow the BC Dental Association’s fee guide for general dentists, which most dental plans use to set their coverage, so your plan usually covers its share as expected. 3D status scans and intraoral camera photos are included in your care, at no separate charge.
Most of the paperwork is handled for you.
Your plan and member details at your first visit.
For larger treatment, we can send a pre-treatment estimate.
In writing: what your plan pays, and what you pay.
We bill your plan directly.
Only your share, if any.
Most plans group treatment into preventive care (checkups and cleanings), basic care (fillings and extractions) and major care (crowns, bridges and implants), often covered at different levels. Every plan is different, so we’ll check yours.
Have the Canadian Dental Care Plan? We bill it directly too. About CDCP
Green Apple Dental offers direct billing to insurance companies, so you can focus on your oral health while we handle the paperwork. We work with various providers to minimize out-of-pocket costs and maximize your coverage. Whether for routine cleanings or specialized treatments, we ensure a seamless, hassle-free experience with exceptional care and service.
We are committed to helping you get the best care while making the most of any dental insurance. Our team will work closely with you to understand your coverage, explain what is included, and ensure you are maximizing your benefits. We can assist with verifying your insurance, providing cost estimates, and helping you schedule treatments in a way that aligns with your plan's limits.
We submit claims electronically to these insurers and most other Canadian dental plans.
Don't see your insurer? Call Fleetwood at 604-597-1311 or Newton at 604-503-1722. We can direct bill most plans in Canada.
Dental insurance helps cover the cost of routine and specialized dental care, making it easier for you to maintain a healthy smile without the stress of high expenses. It typically includes coverage for preventive services like cleanings and exams, as well as partial coverage for treatments such as fillings, crowns, and even major procedures like root canals. By understanding the common limits below, you can plan your care and avoid surprises.
Most dental insurance plans have an annual maximum, which is the maximum amount the insurance will pay toward your dental care each year. Once you reach this limit, any additional costs are your responsibility. This cap can range from a few hundred to a few thousand dollars, depending on the plan.
Many dental insurance policies have waiting periods for certain procedures, especially for major treatments like crowns or braces. This means you may need to wait anywhere from a few months to a year before insurance will cover these services.
Preventive care (cleanings, exams, X-rays) is typically covered at 100%, but basic care (fillings, simple extractions) may only be partially covered, often around 70-80%. Major procedures (crowns, bridges, dentures) usually have the lowest coverage, typically around 50% or less, leaving patients with significant out-of-pocket costs.
Some insurance plans exclude certain procedures altogether. Cosmetic treatments, like teeth whitening or veneers, are generally not covered, as they are considered elective. Similarly, certain advanced treatments like dental implants or orthodontics may either not be covered or have very limited coverage.
Dental insurance may not cover pre-existing conditions, meaning if you had a dental issue before enrolling in the plan, treatment for that issue might not be covered. This is often seen with conditions like missing teeth or ongoing orthodontic treatment.
Even for preventive care, many dental insurance policies impose frequency limits. For example, you might only be able to get two cleanings per year or one set of X-rays every 1-2 years. If you exceed these limits, you will have to pay out of pocket.
Orthodontic treatments, like braces or aligners, are not always included in standard dental insurance plans. When orthodontic coverage is offered, it often has separate lifetime maximums and higher waiting periods, and may be limited to children under a certain age.
Insurance companies may, on occasion, deny claims for a variety of reasons, such as determining a procedure is not "medically necessary" or requiring pre-authorization before treatment. This can delay or increase your out-of-pocket costs if claims are unexpectedly rejected. Sending a pre-determination before major treatment, which we do for you, avoids most of these surprises.
By understanding these limitations, patients can better plan their dental care and avoid surprises, ensuring that they maximize the benefits of their insurance while managing their financial responsibilities.
Call either clinic, and we’ll check it for you.
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